In the latest episode of The Rev Room, Francois sits down with BizRev’s very own tax specialist, Nolu, to unpack one of the most underused tax benefits available to South Africans—medical tax credits and disability deductions.
If you’ve ever wondered whether you’re claiming everything you’re entitled to, this conversation could be the eye-opener you need. Many founders, entrepreneurs, and everyday taxpayers are unknowingly leaving thousands of rands on the table each year simply because they don’t fully understand how these credits work.
Francois and Nolu dive deep into:
- The two types of medical tax credits—MTC (Medical Tax Credit) and ATMC (Additional Medical Tax Credit)
- What you can claim (and what you can’t)
- How to structure your submissions to SARS for maximum savings
- Why dependents with disabilities can significantly increase your tax relief opportunities
💡 3 Key Takeaways from the Episode
- Medical tax credits are rebates, not deductions
They directly reduce the amount of tax you owe. Based on your medical scheme contributions, you could get R364 per month for you and your spouse, plus R246 per dependent. - Disability-related expenses can deliver big savings
With the right SARS-approved documentation, you can claim back up to 33% of qualifying expenses—covering everything from special schooling and tutors to therapy linked to a dependent’s disability. - Don’t leave money on the table
Gap cover and insurance don’t qualify—but your medical scheme payments do. By submitting all invoices to your scheme (even unpaid ones), you make your tax return more accurate and cut down on manual paperwork at year-end.
Ready to Claim What’s Yours?
If this episode has you thinking about how much you might be missing out on, it’s time to move from survival mode to strategic growth.
BizRev Advisory offers expert coaching, consulting, and full-service business support to help you keep more of what you earn and plan smarter for the future.
👉 Visit www.bizrev.co.za to learn more.
💼 Have a business challenge, need strategic mentorship, or want to share your expertise on The Rev Room? Get in touch via our website—we’d love to hear from you.
Let’s build better, together.